When the Housing Shortage is a Windfall
Less affordable housing benefits those who already own a home.
We know that zoning restrictions have a price: When housing is harder to build, it means that the housing shortage continues, that housing and rental prices rise, that only the wealthiest can afford to buy a home in a desired area. But the group that benefits from the housing shortage tends to be the same one that is staunchest in its NIM…
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